5 EVERYDAY SAVING TIPS From washing your hands to dusting behind the dryer – here are some novel and easy saving tips. There are so many simple and small things in life that we miss or forget and cost us money in the long run… like the R45/m subscription to a magazine that you don’t actually read anymore, or that antique-looking bookcase that you paid a fortune for at The Block & Chisel that you could […]
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HEALTHY EATING IS HEALTH LIVING
Did you know that most weight loss occurs through improving your diet? If you’ve ever been on a diet, or heard your friends speaking about their diets, you will know that Calories are a fairly important part of our diets. Food contains all sorts of nutrients, not just Calories, so it’s good to choose foods that contain the nutrients (vitamins, minerals, fats and calories) that you need. If you’re uncertain as to what is a good […]
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KEEP THE ROOF OVER THEIR HEADS
Keep the roof over your loved ones’ heads – no matter what. Buying your own home is filled with amazing feelings, and often a lot of stress! From all the forms to fill out and hoops to jump through, once you finally have your homeloan approved you still need to arrange the move – which is an entirely different type of stress.In this process, you may overlook some features of the homeloan that you’d wish you’d […]
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CUT BACK SALT AND CUT YOUR PREMIUMS!
If you’ve read up on salt facts, you’ll know that too much salt can cause raised blood pressure, which increases the risk of heart disease and stroke. When you are applying for any type of risk cover, your general health plays a large part in the algorithms that are used to asses your risk… and ultimately how high or low your monthly premiums will be. Eating healthily and getting regular exercise is crucial to keeping your […]
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5 EVERYDAY SAVING TIPS It’s amazing how fast the time flies past… it’s often even more amazing how fast money leaves our bank account after it’s been deposited! The prices of basic necessities and transport have risen considerably and it’s no wonder we’re often left feeling that we need to keep pulling our purse strings tighter. Well, as is custom, I have 5 Fresh Saving tips for you again! There are so many ways that we […]
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REVIEWING YOUR POLICY (2)
A WISE CHOICE NOW PAYS OFF LATER In my previous article I looked at the old-school approach to risk assurance policies and highlighted some areas of concern that the latest policies are trying to avoid. The reason for this is because most life cover premiums are higher than necessary because you are sold an indiscriminate lump sum of assurance to cover many different needs with different values at different times of your life. Not only is […]
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ARE YOU PAYING TOO MUCH? You could save as much as 30% of the premiums you pay on risk life assurance – against early death, for example – by, in effect, changing your policy from one paying out a single large lump sum and priced for the maximum term, such as “whole of life”, to one covering each of your financial needs with a precisely matched duration of cover. BrightRock, a comparatively new kid on the […]
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4 EVERYDAY SAVING TIPS My end-of-the-month saving tips have been really popular and so once again I’m happy to share this month’s list with you. There are only four this time around but they will save you a ton of money if you want to follow them. The first two focus on spending a little more up front in order to save in the long-run whilst the second two are practical things that you can do […]
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5 EVERYDAY SAVING TIPS If you were to think about the choices that you make every day around what you purchase, throw away, borrow, lend and consume, you can begin to think about ways that you can spend your money more wisely and cut back on unnecessary expenses!Saving money doesn’t necessarily mean that you have to compromise your current lifestyle, but you can bring some of the extremes into moderation, like our first point for today. […]
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