People like to spruce up their houses around this time of the year with festive decorations. Either to display a better facade to guests that are invited over for dinner or to simply rouse some holiday spirit. I have put together a list of ideas to establish a merry mindset in an affordable and alternative way… take a look! A little ribbon goes a long way. Drape and fasten ribbon to banisters, windows, doors or even […]
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BUDGETING FOR THE PRESENT
If you’re part of a large family or have a wide circle of friends, you’ll know how expensive and time consuming it can be buying Christmas gifts. Your gift budget gets spread thin, your initiative runs dry and everyone gets a mediocre present. Here are two gift-exchange ideas that can be fun and help you save some bacon: Secret Santa This is an old tradition wherein a group of colleagues, friends or family set a price […]
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FESTIVE FRUGALITY
It is the festive season, the silly season and, ultimately… the discount and savings season! With fierce competition between retailers all vying for your attention and more importantly your cash, now is the opportune time to shop smart and take advantage of special offers and sales without breaking the bank. To make the most of this festive savings period you need to be aware of what deals are currently available. Browse the catalogs available at store […]
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END OF MONTH SAVING TIPS
I normally finish off the month with some awesome saving tips, but seeing that Christmas is around the corner, I thought I’d kick off December with these out-of-the-box ideas. Whether it’s sticking to the rules, brewing some domestic cocktails or just staying informed, here are some crafty ploys to keep you frugal. As always – our ‘end of the month saving tips’! DISCOVER THE FULL EXTENT OF YOUR JOB BENEFITS Most people aren’t aware of all […]
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END OF THE MONTH SAVING TIPS
From changing the way that you shave to spending some more time at the local library, here are some super end-of-the-month saving tips! 1. CURTAIL THE CELLPHONE Go through your cellphone bill, look for services you don’t use, and ditch them. Sit down and go through each item on your bill and see if there’s anything there that you don’t use, like a surfeit of text messages or web access or something to that effect. Then […]
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END OF THE MONTH SAVING TIPS
It’s never too late to learn something new! With the current pace of change, the human race is being forced to become better adapted to change – and that means that we are constantly learning new things. Whether it’s the software on your phone, the new car, a new job, a new relationship… we’re constantly learning something new. The same should apply to your approach to saving and spending your money. Here are five, level-headed, fresh […]
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Saving money can be as easy as not spending it unwisely. From monitoring the tyre pressure on your car to being aware of local community events, there are heaps of ways to save money! We’ve read up on some more tips this month and have four amazing, stress-releasing (except for the last one…) ideas. 1. AIR UP YOUR TYRES For every two PSI that all of your tires are below the recommended level, you lose 1% […]
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Saving money doesn’t have to be difficult. It also doesn’t have to be a specific amount of money that you stash away in a protected account that you can only access when you’re 120. Saving money can be a creative behaviour that forms part of your daily spending habits. Truly a penny saved is a penny earned. When you have made wiser choices in how you spend your money, you will have a larger amount left […]
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IS WINTER BURNING A HOLE IN YOUR POCKET?
Winter makes saving money and keeping to your financial plan a little more difficult! All around the country temperature gauges are plummeting about as fast as the electricity meters are lighting up. If you, like many South Africans, have an electricity box that you recharge, you’ll be acutely aware of how much faster the usage light starts to flash during the icy winter days ahead. If you’re billed after the month, you’re probably anticipating a hefty […]
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We all want to save more, right? But then why aren’t we? I have found that one of the biggest secrets to saving is to be creative in the way that you spend, or don’t spend as the case may be. Saving is often hard to do because it’s not an immediate gratification. We are conditioned from a young age that saving involves putting your money in a ceramic piggy bank that only gets smashed when […]
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